Colendi is a multifunctional fintech platform that democratizes banking services for consumers, institutions, and financial entities beyond the limitations of traditional banking. The company aims to solve a chronic financial issue affecting more than three billion unbanked individuals and over five billion people without access to credit.

By combining next-generation financial technologies powered by artificial intelligence and big data, Colendi develops unique services based on proprietary scoring algorithms. With a network of platform and strategic partners, Colendi has reached over 7 million users, offering quick and easy access to credit and other financial services through its “buy now, pay later” model. The platform also seeks to improve financial literacy and support user savings through micro-investment tools.